Shopping for a car can be extremely stressful and time consuming, as it is a big decision and often, a large financial commitment that you will have to live with for a long time.  A car is most people’s most valuable possession, and many rely on it daily for their livelihood.  With this in mind, hunting for the perfect car at the right price can be a nightmare and take up months of time traipsing around car dealerships and manufacturer showrooms.

There are of course many benefits to buying your own car, but there are many drawbacks too.  Potential buyers need to consider whether to buy a used car or a brand new model, and other choices ranging from manufacturer to model and even colour of the car are also deciding factors.  Choosing a car to invest in is one of the most stressful and trying times of a person’s life.  The burden of the considerable financial cost of the vehicle lays heavy on your mind, and makes the decision a more drawn out process. 

If you can afford a brand new model, you are fortunate as it will come with a full manufacturer’s warranty and may come with a special offer such as interest-free insurance.  However, it will have to be ordered direct from a licensed dealer and could take months to arrive; not ideal if you plan on using the car anytime soon.  The value of a new car drops significantly after the first year and can begin to depreciate as soon as it leaves the forecourt, meaning you’re likely to loose out on your investment when it comes time to sell.

Buying a used car can be much cheaper than buying completely new, however it could end up costing more in the long run.  Used cars tend to develop more problems due to wear and tear, therefore costing more to maintain and run on a day to day basis.  It’s also important to remember the multitude of other costs involved in running a car on top of the expense of the vehicle – road tax, insurance, maintenance and repairs.

The easiest way to take the stress out of car shopping is to enrol on a salary sacrifice car scheme with your employer.  You could lease a brand new car by sacrificing a portion of your salary, and as some schemes include insurance, breakdown cover and maintenance costs, budgeting is made easier.  You could save around 30% through a salary sacrifice scheme compared to the cost of leasing a car direct, and by upgrading to a newer car you’re bound to save on fuel and general running costs too.

By taking out a salary sacrifice car scheme, you don’t have the worries and concerns that come with hunting down a suitable vehicle yourself.  Fleet Evolution have a huge variety of makes, models and styles of vehicles all checked and guaranteed in top running order.  We also specialise in providing low CO2 and electric cars, which are kind to the environment as well as offering considerable savings on fuel and tax.  Speak to your employer today to see if a salary sacrifice car scheme is available as part of your benefits package.         

Tags: salary sacrifice, salary sacrifice car scheme, buying a car, buying a new car, buying a used car, electric cars

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