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Seventy days of salary taken just to clear credit interest

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New figures from unbiased.co.uk, the independent financial adviser website, show that employees have worked the last 70 days solid to earn enough money just to service the interest on credit card and loan debt.

This does not include re-paying the actual debt itself.

Personal loan levels in the UK increased to £9.8 billion, from £2.6 billion last year. At the same time average interest rates on personal loans are now 0.5% higher, which means that Brits pay almost £1.5 billion in interest payments alone.

David Elms, chief executive at unbiased.co.uk, said: “Compared to last year, we spend almost two months longer this year to pay off the interest of our borrowings and this doesn’t event take into account mortgage costs.”

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