pay and accidents at work

Hi everyone,
Can anyone share with me how you deal with accidents at work?
At present we only pay for time off due to an accident at work if the accdident was not the fault of the employee. This is monitored and investigated by our Health & Safety team. If the accident was the fault of the employee ie not working in a safe way and the way that they have been trained and validated, then they are not paid.
We have nothing in our policies, contracts or handbook regarding accidents at work and pay and I am wondering if we should have.
Any help greatly appreciated.

Thank you
Marie
marie smith

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