One of our members of staff (a non British national who commutes to the UK for work) has chosen to opt out of the company scheme. He has been working with our organisation for a year. I am meeting with him later this week to discuss his options in terms of pension.

It is my understanding that, as employers we are not obliged to make any payments into a personal pension scheme. But what if the company were minded to make such payments? Do many organisations chose to do this and if so, are the terms on a comparable basis to payments into stakeholder schemes? Also are there any issues which I need to be aware of?

   

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